Finance
Financing by Northwestern Bank - Tammy Ranger

Northwestern Bank is one of the leading mortgage lenders in
northwestern lower Michigan. At Northwestern, your mortgage is locally
processed and serviced. To us, "up north" is more than a good place to
buy real estate-it's home.

Northwestern Bank offers a wide range of mortgage financing including:

Fixed Rate Mortgages
ARMs (Adjustable Rate Mortgages)
Construction Loans
Second-Home Mortgages
Home Equity Loans
Refinancing
Customized Programs

The Right Features.....

Competitive Rates
Reasonable Closing Costs
Flexible Terms
Fast Turnaround
Free Consultation
No Application Fees

The Local Servicing Advantage
After closing, most lenders will transfer or sell your loan for
servicing outside our area. At Northwestern we don't sell or transfer
mortgage servicing. Your loan stays here in northwest Michigan, helping
to create and keep local jobs. And you can count on fast, local response
to any questions about your mortgage.

Free Loan Pre-Qualification

Why Get Pre-Qualified?

First Name Last Name Address City State Zip Email Day Phone Evening Phone Overall Credit Excellent Good Fair Poor Questions?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free. 2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness. 3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

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